Credit Transaction Advisory
Independent and personal advice
We structure credits purely according to your needs and based on your interests.
Unleash the full potential of your assets
We leverage your complete asset pool and provide an optimal credit solution based on securities and less liquid assets such as art or privately held firms.
We spare you time
We filter potential lenders for you. Having decades of experience in the financial industry we have a profound understanding of lenders credit appetites and information requirements.
Negotiations with lenders
The easiest solution might not be the best. We have access to various and alternative lenders and will negotiate in your interest.
Ongoing management of your credit portfolio
Focus on your core business and let us handle the financing. We stay on your side and support you during prolongations, credit reviews and new business.
Service for Borrowers -
Our Capabilities
- Generate cash to participate in investment opportunities by releasing equity from illiquid assets such as private equity, holiday homes, fine-art, yachts or airplanes
- Financing of short-term bridge situations and liquidity needs
- Mezzanine credit solutions
- Loans on single security or concentrated assets
- Loans on Venture Capital Funds / Hedge Funds
- Loans on Single Line Private Equity / Private Debt investments
- Residential and commercial real estate including residential mezzanine financing up to 90% of property value.
- Swiss real estate development financing.
Credit Consultancy for Lenders
Credit expertise on-demand
We enable your organization to structure complex lending facilities without increasing your running costs.
Independent Due diligence
We independently assess the borrower's personal balance sheet, income situation as well as the collateral pool among industry standard or your individual risk catalogue.
Independet advice on credit structure
We advice you on how to structure and implement the loan in a way that your risks are mitigated.
Benchmarking
We're ablte to compare your loan structure to "best market" practice in terms of pricing, riskiness and setup.
Enhance client experience
In case a client demand is outside your risk appetite we'll facilitate third-party solutions that can be offered to the client.
Services for Lenders -
Our Capabilities
- Whether its a credit process design, a review or an establishment of your credit policy or a benchmarking of key lending parameters such as pricing or lending values – we help you master your lending acitivities.
- We support your lending specialists by conducting the credit risk assessment for complex credit structuers according your risk appetite
- We cover lombards, mortgages (incl. development and mezzanine), mixed loans and alternative credit structures (fine art etc.)
- Count on our support for the design and review of your credit process, policy or offering.
- For any credit demand outside your credit risk appetite we’ll support you finding a third-party solution that can be presented to the client.
- Lending demands from your clients are handed over to us to complete the credit assessment and request. We’ll provide a credit risk and business case opinion to your decision body.
- Based on a review schedule we complete credit reviews covering both, credit risk and business case angles.
Our Private Lending Product
The private lending market offers unique investment opportunities which are uncorrelated to the financial markets. Together with our Family Office Partner Zeltner&Co, Cresolutions is managing a Private Lending Product focused on bridge loans.
The Private Lending AMC pools investments to grant loans up to 3 years to wealthy private individuals or private investment companies (in case a personal guarantee is embedded) that have a net wealth of more than CHF 15 million and are domiciled in Western Europe. When granting loans, the AMC relies on personal recourse and therefore on the size and quality of personal balance sheets rather than specifically pledged assets.
Team
About us
Cresolutions is a finance boutique specialized in lending, credit and finance services. We provide tailor made structuring services, independent credit advice, bridge solutions and CFO services on demand. Our clients are Entrepreneurs, Investors, Wealth Management Firms, Banks and Operational Companies. They trust in our long-term experience, high service quality, transparency and independency.
Thomas Siegenthaler
Co-Founder
Patrick Spichiger
Co-Founder
Get in touch
Our office
Zurich
Cresolutions Gmbh
Brandschenkstrasse 152c
8002 Zürich
patrick.spichiger@cresolutions.ch
+41 79 810 18 28
